Highlights
- ◆Logistic Warehouse Services
- ◆Architecture Designing
Loan Services
Vardhmaan Realtors offers expert loan services, providing comprehensive financial solutions for individuals and businesses looking to secure funding for real estate investments. Whether you're purchasing your first home, investing in commercial property, or seeking a loan for land acquisition, Vardhmaan Realtors connects you with the best loan options tailored to your needs. With a focus on transparency, competitive interest rates, and a smooth application process, the company ensures that you receive personalized assistance every step of the way. Trust Vardhmaan Realtors to help make your real estate dreams a reality with the right financial support.
What we do
Home, LAP and commercial property loans coordinated with all major lenders.
We coordinate home loans, loan-against-property (LAP), commercial property loans and construction finance with all major banks and NBFCs — HDFC, SBI, ICICI, Axis, LIC HFC, Bajaj, Tata Capital and others.
How we work
Step 1
Eligibility check
Income, credit score, existing EMIs, tenor and property type — mapped to lender fit.
Step 2
Lender shortlist
3–5 offers with rate, processing fee, prepayment terms, insurance requirements.
Step 3
Documentation & sanction
Document collection, submission, sanction-in-principle within 3–5 working days for standard files.
Step 4
Disbursement & closure
Legal + technical clearance, tripartite deed on under-construction, disbursement to seller/builder.
What you get
- ◆Lender-wise offer comparison
- ◆Sanction-in-principle within a week
- ◆Documentation checklist & submission
- ◆Legal & technical coordination
- ◆Disbursement follow-up
Where we play in Surat
- ◆Salaried home loans
- ◆Self-employed home loans
- ◆NRI home loans
- ◆LAP & top-up loans
- ◆Commercial property loans
- ◆Construction finance
Engagement model
No direct fee to buyer on standard home loans; lender-paid channel commission.
Frequently asked
Typically 75–85% of agreement value based on income (EMI-to-income ratio 40–55%). NRI loans go up to 80%.